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Terms of Use

1. Agreement to Terms

By accessing and using this website, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Use License

Permission is granted to temporarily download one copy of the program guidelines or Product tool from our website for reference only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • Modify or copy the materials

  • Use the materials for any public display

  • Attempt to decompile or reverse engineer any software contained on the website

  • Remove any copyright or other proprietary notations from the materials

  • Transfer the materials to another person or "mirror" the materials on any other server

  • Violate any applicable laws or regulations

3. Disclaimer

The materials on our website are provided on an 'as is' basis. We make no warranties, expressed or implied, and hereby disclaim and negate all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

4. Limitations

In no event shall NOVA or its Investor Partners be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on our website, even if we or our authorized representative has been notified orally or in writing of the possibility of such damage.

5. Accuracy of Materials

The materials appearing on our website could include technical, typographical, or photographic errors. We may make changes to the materials contained on our website at any time without notice.

6. Links

We have not reviewed all of the sites linked to our website and are not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by us of the site. Use of any such linked website is at the user's own risk.

7. Modifications

We may revise these terms of service for our website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.

8. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the United States and the States in which NOVA operates, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

9. User Responsibilities

As a user of our website, you agree to:

  • Maintain the confidentiality of your account credentials

  • Not engage in any unlawful or prohibited activities

  • Not transmit viruses, malware, or any code of destructive nature

  • Not attempt to gain unauthorized access to our systems

  • Respect the intellectual property rights of others

10. Intellectual Property Rights

All content on our website, including text, graphics, logos, images, and software, is the property of NOVA or its Investor Partners and is protected by international copyright laws. Unauthorized reproduction or distribution is prohibited.

11. Limitation of Liability

To the fullest extent permitted by law, in no event will our company be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly.

12. Termination

We reserve the right to terminate or suspend your access to our website at any time, without notice, for conduct that we believe violates these Terms of Service or is otherwise harmful to our interests or those of other users.

13. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Email: productdept@novahomeloans.com

Phone: 520-425-8496

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